Maternity Benefit
Support for an active member after childbirth.
Up to TZS 2,500,000Member services
Support through life's important moments.
FADEMO connects member contributions to short and long-term benefits. Explore services, sign in, and submit your claim with the required documents.
12 benefits for members and dependants
12Benefit types
Short + LongShort and long term
OnlineApplications and responses in your account
Benefits catalog
Choose a service to explore
Amounts and eligibility depend on contribution tier, paid months, debt status and event evidence.
Wedding Benefit
Support for a debt-free member getting married.
Up to TZS 1,500,000
House Construction
Roofing sheets or cash based on contribution tier and construction evidence.
Up to TZS 3,000,000
Dream Car
Cash support toward a business or work vehicle.
Up to TZS 3,000,000Medical and Health
Medical and health check-up support for an eligible member.
Health support
Funeral Support
Support following the loss of an eligible close relative.
Up to TZS 1,500,000
Disaster Protection
Protection against major accidents, fire, floods or robbery.
Up to TZS 800,000
Retirement and Pension
Lump sum and pension for a member meeting retirement rules.
Long-term benefits
Inheritance for Dependants
Support for dependants of a deceased member.
For dependantsHow to apply
Four clear steps
Sign in
Use your membership account.
Choose benefit
Open Benefits Dashboard and select a service.
Upload evidence
Attach documents and event evidence.
Track response
View status and responses in your dashboard.